Harvest Time
10 months
Colocasia Stems(Kochur Loti)
ROI
10.00% - 13.00%
Cost Per Unit
৳5,000.00 BDT
Invest End Date
31 Aug, 2025
Project Overview
1)As this is a Murabaha contract (production and sale), there is no opportunity for an emergency exit for investors. We will grow the corn and sell it to merchants. Therefore, we cannot return your investment amount before the project concludes.
2) Duration of Investment
The total investment amount will be - 1,21,37,400/=
This investment will be for 6 Months.
3) Projected ROI(Return of Investment)
The return on investment (ROI) will be 38% annually. In six (6) months, the investor will receive a halal dividend of 19% (excluding service charges).
4) Investment Part
Here, the minimum investment would be 13,800 TK, or investors can invest up to the project limit. Halal dividends will be disbursed every six months.
For example, if someone invests 100,000 TK (one lakh taka), they will receive 1,38,000 TK, excluding service charges (100,000 TK as the investment part and 38,000 TK as the profit part in a year).
5) Loss Sharing
Grow Up is a Shariah-compliant project, and according to the Murabaha Principle, investors bear no responsibility for any business losses after transferring the liability to the Grow Up authority. Any losses incurred after handing over the product to the agent/merchant are not shared with the investors. Therefore, there will be no loss sharing from the business after the handover of the product to the merchant.
6) Service Charge
Grow Up will apply a 5% service charge on investors' profit. It should be noted that all of the mentioned ROI above are provided after excluding this service charge.
7) Contract Conditions
The investor will enter into a Murabaha Agreement (production-sale) contract with Grow Up for the Colocasia Stems Project.
- It will involve a "production-and-sell" process where investors will initially invest in Colocasia Stems cultivation through the Grow Up authority and ensure the sale of those Colocasia Stems through the Grow Up Authority.
- Grow Up will act as an agent for the investors, cultivating the Colocasia Stems through specialized Grow Up specialists, assuming necessary ownership and risk of asset possession on behalf of the investors, and then selling those Colocasia Stems to Grow Up enlisted merchants.
- The Grow Up enlisted merchants have agreed to purchase the Colocasia Stems with a 43% markup on the actual cost of Colocasia Stems procurement.
8) Risk Factor
According to our calculations, although the risk factor stands at 5%, the Grow Up highly expert team is confident in their ability to mitigate and manage these risks effectively, as outlined previously.
9) Payment Delay
Grow Up has conducted an in-house analysis of the projected returns of the business and expects to be able to repay on time, barring any unforeseen risk factors.
10) Security
Grow Up provides the following documents to investors:
- Contract Deed (300 tk Stamp)
- Security cheque
- Money Receipt
Project About
Colocasia Stems (Kochur Loti): A Culinary Delight
Introduction
Colocasia, commonly known as "Kochur Loti" in certain regions, is a tropical plant belonging to the Araceae family. This plant is primarily cultivated for its edible tubers and leaves, but the stems, or petioles, are also highly valued in culinary traditions, especially in South and Southeast Asian cuisine. Colocasia stems are not only nutritious but also versatile, lending themselves to a variety of dishes. In this article, we will explore the nutritional benefits, cooking methods, cultural significance, and more regarding Kochur Loti.
Nutritional Benefits of Colocasia Stems
Rich in Nutrients: Colocasia stems are a good source of essential vitamins and minerals, including Vitamin C, Vitamin B6, magnesium, potassium, and dietary fiber. These nutrients contribute to overall health and well-being.
Low in Calories: Colocasia stems are low in calories, making them an excellent choice for those looking to manage their weight while still enjoying tasty and satisfying meals.
High in Dietary Fiber: The stems contain a significant amount of dietary fiber, which aids digestion, helps maintain healthy cholesterol levels, and promotes a feeling of fullness, reducing the likelihood of overeating.
Antioxidant Properties: Colocasia contains various antioxidants that help combat oxidative stress in the body, potentially reducing the risk of chronic diseases.
Natural Diuretic: The stems are known for their diuretic properties, promoting kidney health and aiding in the removal of excess fluids from the body.
Culinary Uses of Colocasia Stems
Colocasia stems are incredibly versatile and can be prepared in a variety of ways. Here are some traditional methods of cooking and popular dishes featuring Kochur Loti:
Stir-Frying: One of the simplest and most popular ways to prepare colocasia stems is by stir-frying them with spices such as turmeric, cumin, and mustard seeds. This method preserves their crunchy texture and enhances their flavor.
Soups and Stews: Kochur Loti can be added to soups and stews, where they soak up the flavors of broth and spices. They pair well with lentils and other vegetables, creating hearty and nutritious meals.
Curries: In many South Asian cuisines, colocasia stems are used in curries blended with coconut milk, tamarind, and a myriad of spices for a rich, creamy dish.
Pickles: The tender stems can also be pickled, allowing them to be enjoyed as a tangy side dish. A simple pickling solution of vinegar, salt, and spices can bring a new flavor dimension to the stems.
Salads: For a refreshing option, cooked and sliced colocasia stems can be tossed into salads with other vegetables, herbs, and a light dressing.
Stuffed Dishes: In some regional cuisines, the stems are stuffed with a mixture of spices, lentils, or other vegetable fillings and then steamed or baked for a delicious presentation.
Cultural Significance
In various cultures, colocasia plants have deep-rooted significance beyond their culinary uses. In India, Kochur Loti is often associated with traditional festivals and religious ceremonies. For example, in Bengal, it is common to prepare special dishes with colocasia during festivals, symbolizing abundance and fertility. In some communities, the cooking of colocasia stems serves as a family bonding activity, bringing people together to prepare and share meals.
Furthermore, the cultivation of colocasia serves as a sustainable agricultural practice in many rural areas, providing livelihoods for farmers and contributing to local economies. The plant is often grown in home gardens, making it accessible and vital for food security in many regions.
How to Prepare and Cook Colocasia Stems
Preparing colocasia stems involves a few straightforward steps:
Cleaning: Rinse the stems thoroughly under running water to remove dirt and debris. It’s crucial to clean them well, especially if they are harvested from home gardens.
Peeling: Colocasia stems have a thin outer layer that might be fibrous. Use a sharp knife to peel away any tough or fibrous sections of the stems, leaving tender stems for cooking.
Cutting: Slice the stems into manageable pieces. Depending on the recipe, you may cut them into rings, chunks, or smaller pieces.
Cooking: Cook the cleaned and cut stems using your desired method—steaming, boiling, stir-frying, or baking—based on the dish you plan to prepare.
Storage Tips
To ensure the freshness of colocasia stems:
- Refrigeration: Store fresh stems in the refrigerator in a breathable bag or container. They can last up to a week when properly stored.
- Freezing: For longer storage, blanch the cleaned and cut stems in boiling water for a few minutes, then cool and freeze them. This preserves their flavor and nutritional value for months.
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